Equipment Financing
Finance the Equipment That Moves Your Business Forward
Equipment financing is a practical and strategic way for businesses to acquire the machinery, tools, or technology they need without the burden of paying upfront. Whether you’re launching a new venture, scaling operations, or replacing outdated assets, this financing option gives you the flexibility to invest in growth without sacrificing cash flow.
At Capital Gurus, equipment financing is designed to be fast, flexible, and tailored to your needs. Choose from repayment terms that align with your revenue cycle, enjoy deferred payment options (up to 24 months), and benefit from same-day approval — with no collateral requirements in many cases.
From medical equipment and construction tools to manufacturing and tech, this solution ensures your business stays competitive with the right tools in place, without tying up working capital.
Ready to Scale? We’ve Got Your Equipment Covered
We believe your business should have access to top-tier equipment without delays or red tape. Our equipment financing solutions are fast, affordable, and designed to give you a competitive edge starting today.
Upgrade Your Operations
Get the tools, machines, or vehicles your business needs, with fast approvals, no collateral, and repayment terms that work for you.
Finance What Fuels Your Growth
From medical tech to heavy machinery, we fund the equipment that drives results, so you can scale without slowing down.
What You Get With Quick Loan Fund Equipment Financing
Our process is simple, our approvals are fast, and our terms are built around your success.
Why Equipment Financing Matters
Equipment financing gives you the freedom to invest in essential tools without sacrificing your cash flow or halting growth. Whether you’re replacing outdated machinery or expanding your capabilities, you can acquire the equipment you need now and pay over time with terms that align with your business goals.
It works by allowing you to borrow the full value of the equipment you need, then repay over time with fixed payments. The asset itself often serves as collateral, which means faster approvals and better rates.
With Capital Gurus, you can count on competitive terms, real human support, and funding that’s aligned with your needs.
Frequently Asked Questions
Quick Loan Fund provides trusted small business Term Loans and Lines of Credit. With one simple application, you can apply for both products — making it easy for us to present all the funding solutions that fit your business needs.
You can secure Term Loans between $10,000 and $500,000 with repayment terms from 3 to 24 months. Our Lines of Credit range from $10,000 to $5,000,000, featuring up to 12-month repayment schedules per draw. As a revolving credit line, your available balance replenishes as you repay.
Applying is fast and hassle-free — it only takes minutes. You can apply online or by calling us at (512) 231-0993. Just provide your basic business and owner details, plus three months of your latest bank statements.
We understand the concern over credit checks. In the U.S., we perform a soft credit inquiry, which has no effect on your personal credit score. If your credit file is restricted, we’ll contact you for permission to proceed with a hard pull.
To be eligible for Quick Loan Fund financing, your business needs to be operating for at least one year and should generate a minimum of $100,000 in annual revenue. The business owner must also have a personal credit score of 625 or higher. While these are the basic qualifications, most of our clients have been in business for over three years, earn at least $300,000 annually, and maintain a FICO score of 650 or more. Quick Loan Fund supports companies in over 700 industries, so it’s highly likely we can serve yours, except for a few restricted sectors.
Applying with Quick Loan Fund is quick and requires minimal paperwork. Before beginning your application, gather a few key details: your business tax identification number (EIN), your Social Security number, estimated annual revenue, your average bank balance, and three months of recent business bank statements. These essentials help us move your application forward efficiently.
Your repayment cost depends on multiple factors. We use our proprietary Quick Loan Fund Score system to assess your eligibility and tailor your rates. This system evaluates your business’s financial health, beyond just your personal credit score, by analyzing various data points to ensure you’re offered a rate that matches your company’s situation.
Instead of large monthly bills, Quick Loan Fund structures repayment in smaller, more frequent installments. These payments, daily or weekly, are designed to be manageable and are based on the size and term of your financing. This approach helps ease the burden of repayment and fits naturally into your cash flow cycle.
When you repay your Quick Loan Fund loan on time, we report that positive activity to the major commercial credit bureaus: Experian, Equifax, and Paynet. As your business credit improves, you could qualify for better offers in the future. Responsible repayment helps strengthen your company’s credit history, setting you up for stronger financing opportunities later on.