Term Loans
What You Need to Know About Term Loans
A term loan is a simple way to get a lump sum of capital for your business — fast. You borrow a set amount and repay it over time with predictable payments. It’s perfect for financing one-time expenses like starting a project, buying inventory, or covering short-term costs. Quick Loan Fund, we make it easy. You can borrow between $10,000 and $500,000, choose repayment terms up to 60 months, and even receive same-day funding. Payments are automatic, daily or weekly, and come with no hidden fees or prepayment penalties.
Plus, you’ll always know what you’re paying with competitive rates, clear terms, and full transparency from the start. Whether you’re launching something new, growing your team, or managing the unexpected, our term loans help you move forward with confidence.
Your Business. Your Terms. Our Support.
Get the working capital your business needs with flexible repayment options designed to match your cash flow, support your growth and keep your operations running strong.
Working Capital Solutions
Keep your business running smoothly with fast access to funds for payroll, inventory, or day-to-day expenses.
Flexible Term Loans
Borrow up to $500,000 with fixed payments and repayment terms that match your timeline — from 12 to 60 months.
Financial Planning Support
Get help understanding your options with expert advisors who guide you through the process, every step of the way.
Scale Smarter With Custom Business Loan Solutions
Stay ahead in today’s competitive landscape with smart, reliable funding options built to support every stage of your business, from early growth to long-term success and everything in between.
Strengthen Financial Stability
Get the funding you need to navigate slow seasons, unexpected expenses, or expansion opportunities — without draining your cash reserves.
Bring new ideas to market faster and offer more to your customers.
Accelerate Business Growth
Access working capital that empowers you to launch new initiatives, scale faster, and take advantage of time-sensitive opportunities.
Quick Loan Fund makes it easy to secure the funds that make service upgrades possible.
Improve Cash Flow Consistency
With predictable repayment terms and no surprise fees, you’ll keep your cash flow steady and planning simple.
Keep your operations running at full speed without draining your cash reserves.
Frequently Asked Questions
Quick Loan Fund provides trusted small business Term Loans and Lines of Credit. With one simple application, you can apply for both products — making it easy for us to present all the funding solutions that fit your business needs.
You can secure Term Loans between $10,000 and $500,000 with repayment terms from 3 to 24 months. Our Lines of Credit range from $10,000 to $5,000,000, featuring up to 12-month repayment schedules per draw. As a revolving credit line, your available balance replenishes as you repay.
Applying is fast and hassle-free — it only takes minutes. You can apply online or by calling us at (512) 231-0993. Just provide your basic business and owner details, plus three months of your latest bank statements.
We understand the concern over credit checks. In the U.S., we perform a soft credit inquiry, which has no effect on your personal credit score. If your credit file is restricted, we’ll contact you for permission to proceed with a hard pull.
To be eligible for Quick Loan Fund financing, your business needs to be operating for at least one year and should generate a minimum of $100,000 in annual revenue. The business owner must also have a personal credit score of 625 or higher. While these are the basic qualifications, most of our clients have been in business for over three years, earn at least $300,000 annually, and maintain a FICO score of 650 or more. Quick Loan Fund supports companies in over 700 industries, so it’s highly likely we can serve yours, except for a few restricted sectors.
Applying with Quick Loan Fund is quick and requires minimal paperwork. Before beginning your application, gather a few key details: your business tax identification number (EIN), your Social Security number, estimated annual revenue, your average bank balance, and three months of recent business bank statements. These essentials help us move your application forward efficiently.
Your repayment cost depends on multiple factors. We use our proprietary Quick Loan Fund Score system to assess your eligibility and tailor your rates. This system evaluates your business’s financial health, beyond just your personal credit score, by analyzing various data points to ensure you’re offered a rate that matches your company’s situation.
Instead of large monthly bills, Quick Loan Fund structures repayment in smaller, more frequent installments. These payments, daily or weekly, are designed to be manageable and are based on the size and term of your financing. This approach helps ease the burden of repayment and fits naturally into your cash flow cycle.
When you repay your Quick Loan Fund loan on time, we report that positive activity to the major commercial credit bureaus: Experian, Equifax, and Paynet. As your business credit improves, you could qualify for better offers in the future. Responsible repayment helps strengthen your company’s credit history, setting you up for stronger financing opportunities later on.